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All About Fingal Bay, Port Stephens , NSW 2315

Property Market

Median Weekly Rent $390.00
Median Monthly Mortgage $1775.25
Median Persons Per Bedroom 0.70
Average Household Size 2.00
Average Age 62.75
Average Income $584.50
Average Cars Per Dwelling 1.58
Average Properties Within 50M 24

Typical House Prices

1 bed property $917,000
2 bed property $906,000
3 bed property $1,039,000
4 bed property $1,436,000
5 bed property $1,572,000
6 bed+ property $1,853,000

Typical Homes & Property Types

Average Internet Speeds in Fingal Bay

Download 25 Mbps / Upload 5 Mbps

Fingal Bay Real Estate Market Outlook

Thinking about buying in Fingal Bay? Now could not be a better time, with 2044 residential properties there's certainly plenty to choose from. The average property price in this area is in the region of $1,112,000 with prices in this suburb ranging from $242,000 to $4,673,000. Fingal Bay is located very near to the coast so expect stunning views of the ocean and access to beaches. Demand is likely to be very strong in this location which will support higher prices

Good balance between supply and demand ensures a range of affordable options within budget limits. Recent increases in listings may provide buying opportunities. Low average incomes in Fingal Bay is reflected in smaller and lower quality accommodation. Over time this may change providsing long-term returns but in the short to medium term, prices are likely to be less than state averages. A mix of professions and above average income earners in Fingal Bay provides good demand. The lower than average housing turnover of these people also means fewer regular listings leading to periodic large price increases. Lower than average population density constrains growth in Fingal Bay to an extent. However, where buyers are willing to compromise on housing and lifestyle choice, there are affordable options. Higher than average industry presence in the wider area offering local employment yet with not a large negative impact on local amenity, provides good demand and price growth.

Instant Property Valuation

Fingal Bay, located in the scenic region of Port Stephens, NSW, has become an increasingly attractive spot for homebuyers and investors in recent years. The housing market here is characterized by a mix of charming beachside properties, modern homes, and older-style cottages, reflecting its development over time. Due to its stunning beaches and close-knit community, demand remains strong, leading to steady property value increases. Potential buyers are often drawn to its allure as a peaceful coastal town, complete with the natural beauty of the nearby Fingal Spit and Tomaree National Park. The market typically sees interest from both local buyers and those from larger cities like Sydney, seeking a retreat or investment in a serene environment. This interest has contributed to maintaining a competitive, yet appealing market for buyers and investors alike.

Living in Fingal Bay offers residents a lifestyle that perfectly merges relaxation with community spirit. Known for its pristine beaches and abundant natural landscapes, the area provides ample opportunities for outdoor activities such as surfing, fishing, and bushwalking. Residents enjoy a sense of tranquility, enhanced by the small-town vibe where local events and neighborly interactions are common. Additionally, despite its more isolated feel, Fingal Bay offers fundamental amenities and is a short drive from larger towns like Nelson Bay, ensuring convenience alongside its picturesque setting. Schools, cafes, and community centers foster a family-friendly atmosphere, making it an ideal location for both retirees seeking a quieter life and families desiring a nurturing environment. Overall, living in Fingal Bay is about embracing balance—finding peace in nature while staying connected within a supportive community.



Recently Sold Properties in Fingal Bay

16-10-2025 $1,365,000 21 Boulder Bay Road
07-10-2025 $1,029,000 201 Rocky Point Road
19-09-2025 $4,500,000 86 Marine Drive
19-09-2025 $1,140,000 58 Pacific Drive
14-08-2025 $800,000 189 Rocky Point Road
18-07-2025 $1,150,000 61 Shoreline Drive
18-07-2025 $735,000 6 / 38 Marine Drive
18-07-2025 $1,150,000 61 Shoreline Drive
18-07-2025 $735,000 6 / 38 Marine Drive
15-07-2025 $2,000,000 4 Market Street
04-07-2025 $1,601,000 34 Pacific Drive
16-06-2025 $835,000 1 / 54 Lentara Street
16-06-2025 $1,500,000 10 Whitesands Road
16-06-2025 $835,000 1 / 54 Lentara Street
16-06-2025 $1,500,000 10 Whitesands Road
13-06-2025 $1,000,000 7 Bent Street
13-06-2025 $1,675,000 16 Legana Close
13-06-2025 $1,000,000 7 Bent Street
13-06-2025 $1,675,000 16 Legana Close
11-06-2025 $1,150,000 3 Pebble Parade
05-06-2025 $1,700,000 4 Amaroo Cescent
30-05-2025 $1,800,000 1 / 14 Legana Close
28-05-2025 $1,570,000 82 Pacific Drive
12-05-2025 $1,725,000 38 Lentara Street
16-04-2025 $1,220,000 70 Boulder Bay Road
31-03-2025 $977,000 2 / 16 Pebble Parade
04-03-2025 $1,280,000 9 Amaroo Cescent
31-01-2025 $3,100,000 12 Pacific Drive
31-01-2025 $990,000 2 Bombora Place
29-01-2025 $755,000 1 / 7 Reef Close
17-01-2025 $1,671,000 8 Pacific Drive
17-01-2025 $1,450,000 107 Rocky Point Road
20-12-2024 $710,000 1 / 4 Reef Close
11-12-2024 $750,000 2 / 44 Shoreline Drive
28-11-2024 $807,500 1 / 2 Reef Close
11-11-2024 $990,000 9 / 44 Marine Drive
08-11-2024 $1,000,000 5 Pebble Parade
06-11-2024 $1,280,000 7 Boulder Bay Road
04-11-2024 $600,000 2 / 2 Lentara Street
25-10-2024 $779,000 27 Lentara Street
25-10-2024 $685,000 4 / 38 Marine Drive
17-09-2024 $800,000 19 / 8 Ala Moana Way
13-08-2024 $760,000 2 / 212 Rocky Point Road
30-07-2024 $715,000 2 / 157 Rocky Point Road
15-07-2024 $1,500,000 14 Market Street
12-07-2024 $843,000 1 / 3 Whitesands Road
02-07-2024 $870,000 48 Squire Street
28-06-2024 $1,225,000 77 Boulder Bay Road
07-06-2024 $1,400,000 6 Lentara Street
27-05-2024 $860,000 59 Shoreline Drive

Local Schools

Shoal Bay Public School

(While the above schools are located within the suburb of Fingal Bay, there may also be nearby schools whose catchments cover this suburb)

Local Crime Rate

Incidents Trend State Average

We are currently collecting information for this location.

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Balmain East Weather – Average Local Climate by Month

(mm)
RAIN
Min (°C)
TEMP
Max (°C)
TEMP
Min (%)
HUMIDITY
Max (%)
HUMIDITY
(m/sec)
WIND
(MJ/sq m)
SOLAR
Jan2.018.930.148.193.64.624.5
Feb3.318.628.352.794.54.220.7
Mar5.117.426.854.2954.116.6
Apr4.413.724.551.695.83.614.4
May2.610.021.049.393.84.011.3
Jun4.88.718.254.494.24.39.5
Jul2.36.818.346.191.94.510.8
Aug1.86.819.838.591.64.513.7
Sept2.09.423.037.092.54.318.2
Oct2.412.224.841.593.04.421.3
Nov2.515.526.946.893.74.424
Dec2.517.328.247.893.34.624.8

source: Australian Government Bureau of Meteorology


Nearby Suburbs

Nelson BayShoal BayOne MileCorletteBoat HarbourBoat HarbourSalamander BayFishermans BayAnna BayTaylors Beach

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